Synthetic commercial model. A facility can have a borrower preparing facts and a lender/agent controlling re-performance without creating two independent economic value claims.
| Role | Example state |
|---|---|
| Evidence preparer | Borrower finance team |
| Control authorizer | Administrative agent |
| Operational reviewer | Agent / independent reviewer |
| Contractual payer | Must be discovered |
| Economic bearer | Must be discovered; may differ from authorizer |
Count each reduced or avoided factual-control task once at its economic bearer. Do not add borrower and lender hours if the same control cost is transferred or reimbursed through the facility.
No legal conclusion is made about any target facility's fee, expense, reimbursement, agency or consultant provisions.