Overlay Illinois: downstream disposition negative control

Repeat Illinois facilities make Overlay a high-information control-seat test, not a default direct buyer. The commercial question is whether an upstream factual preflight is accepted, independently reperformed, rejected, or not applicable.

Why direct lender sale is default-demoted

Illinois has a statewide Part 466 core, but public utility execution surfaces differ and Overlay publicly describes utility-specific tariff, queue and deposit analysis as underwriting inputs. Exact financed EDC membership remains unresolved.

Advance only on measured disposition

A lender-side route survives only if a bounded upstream factual layer produces measurable accepted reuse or separately measured exception, rework or cycle-time effects. Public recurrence, rule commonality, utility adjacency and complaint filings are zero-value context.

Boundary

Pending complaint filings are allegations, not findings. Public sponsor projects are not financing populations. This product makes no legal, credit, borrowing-base, perfection, priority, assurance or financing conclusion.